SoftwareGlimpse

Gusto vs Paylocity

Gusto fits published smb payroll; Paylocity fits mid-market hr + payroll.

Independently recommendedLast updated Aug 17, 20264 evidence sourcesHow we compare
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Gusto logo

Gusto

7.1/10

US SMB payroll + benefits + light HR — Simple from $49/mo + $6/person; Plus $80 + $12; Premium $180 + $22.

Best for

  • • Published SMB payroll
  • • Month-to-month US pay runs

Starting from $49.00/user/mo

No free plan

VS

Our verdict

Our verdict

No universal winner

Choose Gusto for transparent US SMB payroll (award). Choose Paylocity when mid-market payroll+HR with Community/Ignite AI is the job and you will take a quote.

Paylocity is better for

  • ✓ Hiring workflow
  • ✓ Core HRIS depth
  • ✓ Scheduling depth
  • ✓ Training depth

Tie

  • • Payroll processing

Choose Gusto if: Published SMB payroll

Choose Paylocity if: Mid-market HR + payroll

See detailed comparison ↓
Paylocity logo

Paylocity

7.7/10

US mid-market HR + payroll (+ finance/IT) — custom quote (‘Explore Payroll Pricing’); Ignite AI. Landscape vs Gusto.

Best for

  • • Mid-market HR + payroll
  • • Employee Community / Ignite AI

No free plan

Quick verdict

Start here — then dig into the evidence below.

Choose Gusto if…

  • Published SMB payroll
  • Month-to-month US pay runs

Choose Paylocity if…

  • Mid-market HR + payroll
  • Employee Community / Ignite AI
  • You prioritize hiring workflow
  • You prioritize core hris depth

Overall recommendation

Choose Gusto for transparent US SMB payroll (award). Choose Paylocity when mid-market payroll+HR with Community/Ignite AI is the job and you will take a quote.

Key trade-off

Paylocity's clearest edge is hiring workflow.

Winner by category

Only dimensions with researched evidence for this pair.

DimensionWinnerWhy
Hiring workflowPaylocity winsPaylocity is the stronger fit for hiring workflow (4/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Core HRIS depthPaylocity winsPaylocity is the stronger fit for core HRIS depth (5/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Payroll processingTieGusto and Paylocity are close on payroll processing (9/10 vs 9/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Scheduling depthPaylocity winsPaylocity is the stronger fit for workforce scheduling (2/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Training depthPaylocity winsPaylocity is the stronger fit for training and SOPs (2/10 vs 5/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Time tracking depthPaylocity winsPaylocity is the stronger fit for time tracking (5/10 vs 7/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
IntegrationsPaylocity winsPaylocity is the stronger fit for integrations (7/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Mobile / frontlinePaylocity winsPaylocity is the stronger fit for mobile and frontline use (6/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

Side-by-side feature matrix

Normalized availability from product research — empty rows are not shown.

Hiring

FeatureGustoPaylocity
Applicant trackingModerateStrong
Career site & job boardsLimitedModerate
Interview schedulingLimitedModerate

Workforce

FeatureGustoPaylocity
Workforce schedulingLimitedModerate
Frontline communicationsLimitedModerate
Time & attendanceModerateStrong
GPS / geofence clock-inLimitedModerate

People & payroll

FeatureGustoPaylocity
Core HRISModerateStrong
Payroll processingStrongStrong
Benefits administrationStrongStrong

Training

FeatureGustoPaylocity
SOP / knowledge baseLimitedModerate
Employee training pathsLimitedStrong
LMS / course commerceLimitedLimited

Platform

FeatureGustoPaylocity
HRIS integrationsStrongStrong
Analytics & reportingModerateStrong
AI assistanceModerateStrong

Pricing comparison

Pricing evidence last checked Aug 18, 2026.

Gusto logo

Gusto

From $49.00/user/mo

No free planFree trial available
  • Simple$49.00/mo
  • Plus$80.00/mo
  • Premium$180.00/mo
  • Contractor Only$35.00/mo
Paylocity logo

Paylocity

No free planNo free trial evidenced
  • Paylocity platformCustom

Seat-count estimates

Labeled estimates from verified starting per-seat pricing — not invoices.

SeatsGustoPaylocity
5~$245.00/mo (5 × starting seat)—
10~$490.00/mo (10 × starting seat)—
25~$1,225.00/mo (25 × starting seat)—
50~$2,450.00/mo (50 × starting seat)—

Estimate from verified starting per-seat pricing — actual total depends on plan, annual discounts, and add-ons.

Research 2026-08-18 from first-party pages. Paylocity ‘Explore Payroll Pricing’ is quote-led. Affiliate economics excluded.

Open cost calculator →

Best for

Scenario picks from researched strengths — not a universal ranking.

  • → Gusto

    Published SMB payroll

    Pick Gusto for Published SMB payroll.

  • → Gusto

    Month-to-month US pay runs

    Pick Gusto for Month-to-month US pay runs.

  • → Paylocity

    Mid-market HR + payroll

    Pick Paylocity for Mid-market HR + payroll.

  • → Paylocity

    Employee Community / Ignite AI

    Pick Paylocity for Employee Community / Ignite AI.

  • → Paylocity

    Best for hiring workflow

    Paylocity is the stronger fit for hiring workflow (4/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

  • → Paylocity

    Best for core hris depth

    Paylocity is the stronger fit for core HRIS depth (5/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

The differences that actually matter

Pair-specific analysis for Gusto vs Paylocity — not generic category copy.

  • Starting pricing

    Depends

    Starting pricing: Gusto — Gusto Simple $49/mo + $6/person (first-party). Paylocity is a customized quote with no published PEPM.. Paylocity — Gusto Simple $49/mo + $6/person (first-party). Paylocity is a customized quote with no published PEPM.. Feature evidence also diverges on Applicant tracking (Gusto: Moderate; Paylocity: Strong); Career site & job boards (Gusto: Limited; Paylocity: Moderate); Interview scheduling (Gusto: Limited; Paylocity: Moderate).

  • Hiring workflow

    Paylocity ahead

    On hiring workflow, Paylocity is ahead. Gusto: Trails Paylocity on this criterion. Paylocity: Paylocity is the stronger fit for hiring workflow (4/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI..

  • Core HRIS depth

    Paylocity ahead

    On core hris depth, Paylocity is ahead. Gusto: Trails Paylocity on this criterion. Paylocity: Paylocity is the stronger fit for core HRIS depth (5/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI..

  • Payroll processing

    Tie

    Gusto and Paylocity are close on payroll processing. Gusto and Paylocity are close on payroll processing (9/10 vs 9/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

  • Scheduling depth

    Paylocity ahead

    On scheduling depth, Paylocity is ahead. Gusto: Trails Paylocity on this criterion. Paylocity: Paylocity is the stronger fit for workforce scheduling (2/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI..

  • Training depth

    Paylocity ahead

    On training depth, Paylocity is ahead. Gusto: Trails Paylocity on this criterion. Paylocity: Paylocity is the stronger fit for training and SOPs (2/10 vs 5/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI..

Pros and cons

Product-specific for this pair — derived from researched outcomes and editorial notes.

Gusto logo

Gusto

Cons

  • Trails on hiring workflow
  • Trails on core hris depth
  • Trails on scheduling depth
Paylocity logo

Paylocity

Pros

  • Stronger on hiring workflow
  • Stronger on core hris depth
  • Stronger on scheduling depth
  • Stronger on training depth

Who should not choose each product

Decision quality improves when we say who should walk away.

Don't choose Gusto if…

  • You need Paylocity's stronger hiring workflow more than Gusto's strengths
  • You need Paylocity's stronger core hris depth more than Gusto's strengths
  • You need Paylocity's stronger scheduling depth more than Gusto's strengths
  • Your primary fit looks closer to: Mid-market HR + payroll

Don't choose Paylocity if…

  • Your primary fit looks closer to: Published SMB payroll
  • Your primary fit looks closer to: Month-to-month US pay runs

Alternatives worth considering

When neither product is the right fit.

  • Unified people platform (HR + payroll + IT/spend) — published SMB floor $8/user/mo plus $40/mo platform fee; modules are quote-stacked.

  • SMB/mid-market core HRIS with Core/Pro/Elite PEPM tiers — Core from $10/employee/mo above 25 employees, or $250/mo flat floor for smaller teams.

  • Structured-hiring ATS (Core / Plus / Pro) — custom quote by plan, hiring volume, and org complexity; no published seat dollars.

  • Mid-market payroll + HR (Select / Plus / Premium packaging) — custom PEPM quote; no published seat $. Landscape vs Gusto.

Final verdict

Scenario-level close — not a repeat of the intro.

Gusto wins when…

Published SMB payroll

Paylocity wins when…

Mid-market HR + payroll

  • Published SMB payrollGusto
  • Month-to-month US pay runsGusto
  • Mid-market HR + payrollPaylocity
  • Employee Community / Ignite AIPaylocity

Which one should you choose?

Choose Gusto if:

  • Published SMB payroll
  • Month-to-month US pay runs

Choose Paylocity if:

  • Mid-market HR + payroll
  • Employee Community / Ignite AI

FAQ

Is Gusto better than Paylocity?
Choose Gusto for transparent US SMB payroll (award). Choose Paylocity when mid-market payroll+HR with Community/Ignite AI is the job and you will take a quote.
Which HR software fits which team?
Gusto: Published SMB payroll Paylocity: Mid-market HR + payroll
Which is stronger for hiring workflow?
Paylocity is the stronger fit for hiring workflow (4/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Which is stronger for core hris depth?
Paylocity is the stronger fit for core HRIS depth (5/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Which is stronger for payroll processing?
Gusto and Paylocity are close on payroll processing (9/10 vs 9/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Which is stronger for scheduling depth?
Paylocity is the stronger fit for workforce scheduling (2/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Which is stronger for time tracking depth?
Paylocity is the stronger fit for time tracking (5/10 vs 7/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Which is stronger for training depth?
Paylocity is the stronger fit for training and SOPs (2/10 vs 5/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.
Does Gusto or Paylocity have a free plan?
Gusto: No free plan. Paylocity: No free plan.
How does Gusto vs Paylocity pricing compare?
Gusto starts from $49.00/user/mo. Confirm live vendor pricing before purchasing.
How did SoftwareGlimpse compare these products?
We map both products to the same category criteria, then evaluate trade-offs using verified product, pricing and feature evidence. Affiliate relationships never change outcomes.

Still deciding between Gusto and Paylocity?

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  • No invented scores or prices
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How we recommend: product claims are tied to recorded research where available.

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