SoftwareGlimpse

Gusto vs Paylocity

Choose Gusto for transparent US SMB payroll (award). Choose Paylocity when mid-market payroll+HR with Community/Ignite AI is the job and you will take a quote. Compare published pricing, hiring, core HRIS, payroll, scheduling, training, time tracking, integrations, and mobile.

Independently recommendedLast updated Aug 17, 20264 evidence sourcesHow we compare
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Gusto logo

Gusto

7.1/10

US SMB payroll + benefits + light HR — Simple from $49/mo + $6/person; Plus $80 + $12; Premium $180 + $22.

Best for

  • Published SMB payroll
  • Month-to-month US pay runs

Starting from $49.00/user/mo

No free plan

VS

Our verdict

Our verdict

No universal winner

Choose Gusto for transparent US SMB payroll (award). Choose Paylocity when mid-market payroll+HR with Community/Ignite AI is the job and you will take a quote.

Paylocity is better for

  • Hiring workflow
  • Core HRIS depth
  • Scheduling depth
  • Training depth

Tie

  • Payroll processing

Choose Gusto if: Published SMB payroll

Choose Paylocity if: Mid-market HR + payroll

See detailed comparison ↓
Paylocity logo

Paylocity

7.7/10

US mid-market HR + payroll (+ finance/IT) — custom quote (‘Explore Payroll Pricing’); Ignite AI. Landscape vs Gusto.

Best for

  • Mid-market HR + payroll
  • Employee Community / Ignite AI

No free plan

Comparison scorecard

Criterion-by-criterion results for Gusto and Paylocity. Numeric bars appear only when both products have approved scores.

  • Starting pricing

    Published floor price and what that floor actually includes.

    Depends

    Gusto Simple $49/mo + $6/person (first-party). Paylocity is a customized quote with no published PEPM.

    GustoDepends
    PaylocityDepends
  • Free plan

    Whether a usable free plan is published, and what it gates.

    Depends

    Neither publishes a free payroll plan. Gusto setup is free until first payroll.

    GustoDepends
    PaylocityDepends
  • User / licence minimum

    Seat floors, per-employee minimums, and small-team pricing traps.

    Depends

    Gusto is SMB. Paylocity markets 1–99 / 100–499 / 500+ bands without a public dollar floor.

    GustoDepends
    PaylocityDepends
  • Hiring workflow

    Applicant tracking, job posts, interviews, and offer workflow depth.

    Paylocity

    Paylocity is the stronger fit for hiring workflow (4/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

    GustoWeaker
    PaylocityStronger
  • Core HRIS depth

    Employee records, PTO, onboarding, and people-admin as a system of record.

    Paylocity

    Paylocity is the stronger fit for core HRIS depth (5/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

    GustoWeaker
    PaylocityStronger
  • Payroll processing

    Payroll depth, country coverage, and whether payroll is core or an add-on.

    Tie

    Gusto and Paylocity are close on payroll processing (9/10 vs 9/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

    GustoTie
    PaylocityTie
  • Scheduling depth

    Shift scheduling, availability, and frontline rostering.

    Paylocity

    Paylocity is the stronger fit for workforce scheduling (2/10 vs 6/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

    GustoWeaker
    PaylocityStronger
  • Training depth

    SOPs, onboarding paths, and employee training — not a full LMS by default.

    Paylocity

    Paylocity is the stronger fit for training and SOPs (2/10 vs 5/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

    GustoWeaker
    PaylocityStronger
  • Time tracking depth

    Clock-in, timesheets, geofencing, and attendance workflows.

    Paylocity

    Paylocity is the stronger fit for time tracking (5/10 vs 7/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

    GustoWeaker
    PaylocityStronger
  • Integrations

    Important third-party integrations.

    Paylocity

    Paylocity is the stronger fit for integrations (7/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

    Gusto7/10
    Paylocity8/10
  • Mobile / frontline

    Phone-first admin and hourly/frontline employee experience.

    Paylocity

    Paylocity is the stronger fit for mobile and frontline use (6/10 vs 8/10). Scores reflect job-cluster fit from vendor documentation, not a lab test of the UI.

    GustoWeaker
    PaylocityStronger

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AI-assisted disclosure: drafts may be AI-assisted from approved facts and assessments. Humans approve publishable editorial judgments. AI does not invent live prices or claim hands-on testing.