Gusto vs Navan
Compare Gusto and Navan on features, pricing, and buyer fit using the same researched criteria.

Gusto
US SMB payroll + benefits + light HR — Simple from $49/mo + $6/person; Plus $80 + $12; Premium $180 + $22.
Best for
- • US small businesses running payroll (and benefits) for the first time
- • Teams that want published month-to-month pricing instead of HCM quotes
- • Single-state companies that can start on Simple and upgrade for multi-state
Starting from $49.00/user/mo
No free plan
VS
Our verdict
No universal winner. Choose based on which criteria matter most for your team.
Navan is better for
- ✓ Integrations
Choose Gusto if: US small businesses running payroll (and benefits) for the first time
Choose Navan if: Mid-market and enterprise teams with frequent business travel

Navan
Corporate travel and expense management — affiliate partner mapped to HR / finance ops.
Best for
- • Mid-market and enterprise teams with frequent business travel
- • Finance + HR ops wanting unified T&E policy and booking
- • Companies outgrowing ad-hoc expense spreadsheets
No free plan
Feature comparison
Grouped feature support from verified product research for Gusto and Navan.
Hiring
| Feature | Gusto | Navan | Winner |
|---|---|---|---|
| Applicant tracking | Moderate | Limited | Gusto |
| Career site & job boards | Limited | Limited | Tie |
| Interview scheduling | Limited | Limited | Tie |
Workforce
| Feature | Gusto | Navan | Winner |
|---|---|---|---|
| Workforce scheduling | Limited | Limited | Tie |
| Frontline communications | Limited | Moderate | Navan |
| Time & attendance | Moderate | Limited | Gusto |
| GPS / geofence clock-in | Limited | Limited | Tie |
People & payroll
| Feature | Gusto | Navan | Winner |
|---|---|---|---|
| Core HRIS | Moderate | Moderate | Tie |
| Payroll processing | Strong | Limited | Gusto |
| Benefits administration | Strong | Limited | Gusto |
Training
| Feature | Gusto | Navan | Winner |
|---|---|---|---|
| SOP / knowledge base | Limited | Limited | Tie |
| Employee training paths | Limited | Limited | Tie |
| LMS / course commerce | Limited | Limited | Tie |
Platform
| Feature | Gusto | Navan | Winner |
|---|---|---|---|
| HRIS integrations | Strong | Strong | Tie |
| Analytics & reporting | Moderate | Strong | Navan |
| AI assistance | Moderate | Strong | Navan |
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